At Income Discovery, our mission has always been to help advisors and clients make retirement income decisions with confidence. With the launch of SafePath 2.0, we’ve reimagined how advisors visualize, explore, and communicate safety monitoring of a retirement plan, delivering deeper insights, intuitive controls, and clearer storytelling.

A More Dynamic View of the Retirement Journey

SafePath 2.0 builds on the success of our original SafePath, giving advisors a dynamic, interactive view of a client’s projected retirement income stream, life events, and portfolio performance over time. The redesigned experience integrates data and visualization to make retirement income conversations more natural and engaging.

If markets shift or life events unfold differently than expected, advisors can now easily demonstrate how each change affects a client’s plan — empowering more confident decision-making in real time.

Key Enhancements in SafePath 2.0

1. A Refreshed, Accessible Interface

SafePath 2.0 brings a polished new look and feel that enhances clarity and usability:

1. Refined color gradients that distinguish Safe and Adjustment Zones
2. Responsive design optimized for desktop, tablet, and mobile
3. Expanded legends and hover-over explanations to guide users intuitively

2. MyPath (Projected) — See the Future Clearly

SafePath 2.0 introduces a new Projected MyPath line — a dotted gray trend that extends from the client’s current balance through the plan horizon. It shows a projection of expected portfolio performance based on entered assumptions and planned disbursals, letting advisors illustrate “what if” scenarios with ease.

If that projected path dips into cautionary territory, SafePath 2.0 displays clear, color-coded warning flags — light orange at –5%, dark orange at –10%, and red when a replan is recommended — so clients instantly grasp when and why a spending adjustment might be needed.

3. The Funnel View — Visualizing Uncertainty

Every plan involves some uncertainty. The new Funnel View displays a cone around the Projected MyPath, representing the potential range of portfolio outcomes based on the portfolio’s changing balance and volatility over time. A widening cone reflects growing long-term uncertainty where plans with higher volatility will have a wider cone.

This intuitive design helps advisors discuss risk and return in a way that’s visual, relatable, and transparent.

4. Key Events Timeline

Life doesn’t happen on a straight line and neither does SafePath. The updated chart visually maps out major financial milestones — retirements, Social Security claims, pension start dates, Required Minimum Distributions, lifetime income payments, and more — along the plan’s horizon. Hovering over a key event reveals helpful details such as expected start dates, names, and event types, keeping the conversation focused and concrete.

5. Integrated Explore Functionality

The former “Explore” modal is now fully integrated into the main SafePath chart. Advisors can instantly test different Inflation and Rate of Return assumptions without leaving the main dashboard. Features include:

1. Simple fields for real-time adjustments
2. One-click “Apply” to update projections instantly
3. A new “Reset” option to return to baseline assumptions
4. Built-in tooltips explain how each field influences projections

Built for Advisors, Designed for Clients

Every enhancement in SafePath 2.0 reflects direct advisor feedback and real-world client needs. Whether presenting on screen or in a printed client report, SafePath 2.0 makes it easier than ever to:

1. Explain complex projections with visual clarity
2. Personalize conversations around risk and opportunity
3. Help clients understand when a plan is truly “safe”

Experience the Future of Retirement Planning

With SafePath 2.0, we’re not just enhancing a feature, we’re empowering advisors and clients to explore the retirement journey together, confidently and clearly.